Disclosures
Last updated: July 17, 2026 (v1.1)
Not a bank
Lynq Capital is a financial technology company, not a bank. Stablecoin custody and payment services are provided by Bridge (Bridge Building Inc. / partner banks). Card issuing and banking services are provided through licensed, regulated partners. Lynq Capital is not a lender or investment adviser.
Commercial cards — no credit
Cards offered through the Lynq Capital platform are prefunded commercial debit cards for business use only, funded in advance from your linked business bank account. Lynq Capital does not extend credit, charge interest, or require personal guarantees. Card spending cannot exceed your prefunded balance.
Regulated partners
Card issuing, account services, bank linking, stablecoin custody, and payment services are provided by licensed, regulated third-party partners, subject to their terms, approval processes, and availability. Customer funds are held with regulated financial institutions and custodial partners, not with Lynq Capital. Lynq Capital does not receive, hold, transmit, or take custody or control of customer funds.
Stablecoin custody & payment services
Treasury balances, virtual USD accounts, international payouts, and USDC acceptance are provided through Bridge (Bridge Building Inc. / partner banks), which custodies customer wallets and balances as the regulated provider of record. Lynq Capital provides the software interface only and holds no keys. Balances held with custodial partners — including stablecoin balances — are not bank deposits, are not FDIC-insured, and can lose value. Lynq Capital does not pay and does not promise interest, yield, APY, or rewards on balances.
Partner offers & referrals
The Lynq perks marketplace and roadmap features may include offers from third-party partners, provided under those partners' own terms. Lynq Capital may receive referral compensation. Lynq Capital does not provide lending, insurance, or travel services, makes no credit decisions, and does not quote, bind, or advise on insurance coverage; any such products are arranged directly between you and the partner.
Business customers only
The Lynq Capital platform is available to verified US businesses. Business verification (KYB), including beneficial ownership collection and sanctions screening, is required before any card is issued or funds move.
Electronic Communications
By creating an account, you consent to receive all communications from Lynq Capital electronically, including statements, notices, and legal disclosures. You may download and print documents for your records. You may withdraw this consent or request paper copies at any time by emailing contact@lynqcapital.co (withdrawing consent may limit your ability to use the platform). Receiving electronic communications requires a current email address on file, an internet-connected device, and a standard browser and PDF reader; you agree to keep your contact information up to date.
Not investment advice
Lynq Capital is not an investment adviser. Information on this site is for informational purposes only and does not constitute investment, legal, or tax advice.
Contact us
For questions about these disclosures, contact us at contact@lynqcapital.co.