Privacy Policy
Last updated: July 9, 2026 (v1.0)
1. Information we collect
We collect information you provide directly to us, such as your name, email address, company information, and business verification details (including beneficial ownership information required by law). We also collect financial and transaction data about how you use our platform, including card transactions, funding events, budgets, and payout activity.
2. How we use information
We use the information we collect to provide, maintain, and improve Lynq Capital, to process transactions, to comply with AML/KYB obligations, to display account activity, and to communicate with you about your account.
3. Sharing of information
We do not sell your personal information. We share information with third-party service providers only as necessary to operate our platform, such as licensed card-issuing and banking partners, bank-linking providers, and compliance screening providers.
4. Security
We take reasonable measures to help protect your personal information from loss, theft, misuse, and unauthorized access, including encryption of data in transit, database-level encryption at rest, strict role-based access controls, and audit logging of sensitive actions.
5. Data retention
We retain account, verification, and transaction records for as long as your account is active and thereafter as required by law — generally at least five years for records related to identity verification and financial transactions — after which data is deleted or anonymized.
6. Legal disclosures
We may disclose information where required by law or legal process, to regulators and law enforcement, to our partners' sponsor banks for program oversight, to protect the rights and safety of Lynq Capital and others, or in connection with a merger, acquisition, or sale of assets (with notice where required).
7. Cookies and analytics
We use strictly necessary cookies for authentication and session management, and privacy-respecting analytics to understand aggregate site usage. We do not use third-party advertising cookies.
8. Your rights
Depending on your state of residence, you may have rights to access, correct, delete, or receive a copy of your personal information. To exercise these rights, contact contact@lynqcapital.co; we will verify your request and respond within the timeframe required by applicable law.
9. Contact us
If you have any questions about this Privacy Policy, please contact us at contact@lynqcapital.co.
Not a bank
Lynq Capital is a financial technology company and is not a bank. Card issuing and banking services are provided through licensed, regulated partners.