Treasury, wallets & payouts — live nowBridge-issued cards — coming soonWaitlist open

The spend platform for high-spend agencies & ecommerce brands

Live today: segregated wallets for every client, campaign & employee, a custodied treasury with dedicated ACH & wire account details, spending limits on every transfer, global payouts, and USDC acceptance — one platform, every dollar controlled.

Join waitlist See pricing

Live now — what you get on day one

Segregated wallets per client, campaign & employeeTreasury custodied by BridgeVirtual USD accounts — ACH & wireGlobal payouts USD → EUR, MXN & BRLUSDC acceptanceSpending limits & accounting exports

Who it's built for

Two kinds of high-spend teams

Different workflows, same requirement: every dollar controlled, visible, and reconciled.

ICP #1

High-spend marketing agencies

You run six-figure ad budgets across platforms and clients. Lynq gives every dollar its own controlled rail — and closes client billing in minutes.

A wallet per ad platform, client, or campaign — Meta, Google, and TikTok each funded from their own segregated balance
Client & campaign budgets with live budget-vs-actuals and ready-to-bill exports
Accept client retainers by ACH, wire, or USDC — auto-settled to your balance
Pay international contractors and creators, with approvals on every payout

ICP #2

High-spend ecommerce brands

Your spend is ads, software, and suppliers. Lynq keeps spend controlled, supplier payments global, and the books clean.

Wallets for ads, SaaS, and logistics with daily, monthly & campaign limits enforced before execution
Pay overseas suppliers in USD, or settle in EUR, MXN & BRL at 1.5% all-in FX
Hold your operating treasury with a regulated custodian between inventory cycles
Receipt capture and QBO/CSV exports that make COGS reconciliation painless

Built for high-spend brand workflows

Funding, wallets, controls, and billing — connected

A wallet per platform, client, or campaign

Spin up a dedicated segregated wallet for each ad platform, client, or campaign. No more shared balances — every dollar of spend has a purpose-built wallet behind it.

Instant wallet provisioning
Ring-fenced balances per client or campaign
Maker-checker approvals on every payout

Prefunded — never overspend

Fund your balance by ACH, wire, or USDC through dedicated virtual account details before any spend occurs. Wallets draw only on deposited funds: no credit line, no interest, no surprise statements.

ACH, wire & USDC funding via virtual accounts
Spend capped at your prefunded balance
No credit checks or personal guarantees

Spending limits per wallet, employee & campaign

Set daily, monthly, or campaign-window limits per wallet, employee, or campaign. Transfers that exceed a limit are blocked before execution — out-of-policy spend never leaves the account.

Per-wallet and per-employee limits
Daily, monthly & campaign windows
Over-limit transfers blocked automatically

Real-time visibility & alerts

Every funding, transfer, and payout appears instantly. Get alerts on unusual activity and capture receipts against each transaction.

Live transaction feed
Instant alerts on unusual activity & spikes
Receipt capture & matching

Client budgets & billing exports

Tag wallets, transfers, and payouts to clients and campaigns. Close client billing in minutes with live budget vs. actuals and ready-to-bill exports.

Client + campaign allocation
Live budget vs. actuals
CSV and Excel exports

Global payouts & USDC acceptance

Pay international vendors and contractors from the same balance — in USD or local currency across EUR, MXN, and BRL corridors — and accept USDC from clients through a dedicated liquidation address. Custody and payment services provided by Bridge.

ACH, wire & USDC funding via virtual accounts
FX to EUR, MXN & BRL at 1.5% all-in
Approvals on every payout

Coming soon

Bridge-issued cards — spend straight from your custodied balanceCard-linked offers — merchant-funded savings on existing spendAutomatic accounting sync — two-way QuickBooks & Xero

Ready to upgrade your financial stack?

Join the waitlist for segregated wallets, treasury, and global payouts — spending limits per wallet, employee & campaign, client and campaign budgets, and real-time visibility on every dollar.

Join waitlist See pricing

Lynq Capital is a financial technology company, not a bank. Stablecoin custody and payment services are provided by Bridge (Bridge Building Inc. / partner banks). Card issuing and banking services are provided through licensed, regulated partners. Cards are prefunded commercial debit cards funded in advance; Lynq Capital does not extend credit.