Lynq Capital questions, answered
Wallets, fees, eligibility, approvals, and guided setup for US agencies and ecommerce brands.
How do client and campaign wallets work?
Lynq helps US marketing agencies and ecommerce brands separate funds by client, campaign, or entity using Bridge-custodied wallets. Budgets and spending limits track each wallet. Lynq supplies the software and never holds customer funds or signing keys.
What does Lynq Capital cost?
Free includes 1 user and 1 wallet. Starter is $49 per month or $588 per year for up to 5 users and 3 wallets. Pro is $149 per month or $1,788 per year for up to 15 users and 10 wallets. Enterprise is custom. Linked-bank ACH funding is free; virtual-account deposits are 0.5%, ACH withdrawals are 0.4%, outgoing wires are $15, vendor payouts start at 0.4%, FX is 1%, and USDC acceptance is 1%. Partner pass-through fees and activation requirements apply. See the full fee schedule before funding or requesting a payout.
Who can use Lynq Capital?
Lynq is designed for high-spend US marketing agencies and ecommerce brands. Businesses must complete KYB verification and partner approval before using money movement. Contact our team to confirm your entity, banking needs, and supported rails; access is not guaranteed.
Can an AI agent send payments without approval?
No. AI agents can read company-scoped data, create wallets, and draft payout requests through MCP. A different administrator must approve a payout before execution. Spending limits are checked before money moves, and actions are recorded in audit logs.
How do I set up a Lynq workspace?
Use Contact Us to tell us about your company and needs. Our team guides workspace setup, business verification, bank linking, and partner activation. Fund only through your approved partner account details. Public self-service signup is not the current onboarding path.
Which features are available today?
Lynq offers guided setup for client and campaign wallets, spend controls, budgets, and approvals. The bank funding and withdrawal path is the current production money flow. Access requires business verification and partner activation; supported rails vary by customer. Global payouts and USDC features require confirmation from our team. Cards and automatic accounting sync are on the roadmap.
Is Lynq Capital a bank, and are balances FDIC-insured?
Lynq Capital is a financial technology company, not a bank. Stablecoin custody and payment services are provided by Bridge and licensed partners. Custodial and stablecoin balances are not bank deposits and are not FDIC-insured or guaranteed. All spending is prefunded; Lynq does not extend credit or promise yield, interest, or rewards on balances.