Security built for business money movement
Lynq Capital is a financial technology company, not a bank. We are designed so that sensitive banking and custody data stay with the specialists who handle them best. You control access and approvals; Lynq cannot move funds alone.
Your funds stay with regulated partners
Lynq Capital is a financial technology company and is not a bank. Prefunded balances are held with licensed, regulated financial partners, and commercial cards are issued by partner financial institutions. Cards draw only on funds you have deposited in advance — Lynq Capital does not extend credit.
How we protect your business
Defense in depth across custody, bank linking, authentication, and access control.
Funds with regulated partners
Prefunded balances are held with licensed, regulated financial partners. Lynq does not hold customer deposits; we provide the software layer on top.
Encrypted connections
All data in transit uses TLS 1.2+. Database connections and external API calls are encrypted and authenticated.
Signed webhooks
Inbound events from payment, banking, authentication, and webhook services are verified with shared secrets and freshness checks before processing.
Multi-factor auth
Clerk powers secure sign-up, sign-in, session management, and organization-scoped access with MFA support.
Scoped, audited queries
Every database query is scoped by company and role. Mutations write audit logs so you can trace every change.
Compliance controls
We track SOC 2-aligned controls for access, encryption, logging, change management, and incident response.
Your funds stay with regulated partners
Lynq Capital is a financial technology company and is not a bank. We do not take custody of customer deposits. Custody, virtual account services, and ACH funding are provided by licensed, regulated partners. You control access through role-based permissions and approval workflows.
- Prefunded balances held with regulated partners
- Role-based access and approval workflows
- Bank-grade encryption and authentication
- Audit logs on every sensitive action
Policies and compliance
We maintain BSA/AML, KYB/KYC, transaction monitoring, and sanctions-screening programs reviewed by legal counsel. Detailed policy documents are available upon request to qualified partners and customers.
Join the waitlist
Contact us to get early access. We will walk you through account setup, bank linking, and spend controls.
Lynq Capital is a financial technology company and is not a bank. Card issuing and banking services are provided through licensed, regulated partners. Cards are prefunded commercial debit cards funded in advance; Lynq Capital does not extend credit.