Enterprise-grade security
for your business
Lynq Capital is a financial technology company, not a bank. Role-based access, encrypted connections, MFA, and end-to-end audit logging — built so Lynq never holds unilateral control of your funds.
Your funds move through regulated infrastructure
Lynq Capital is a financial technology company and is not a bank. We do not take unilateral custody of customer funds. Treasury custody, account services, bank linking, and payouts are provided by licensed, regulated partners. You control who can create wallets, change limits, and approve payments through role-based permissions and approval workflows.
- Prefunded balances held with regulated partners
- Role-based permissions and multi-approval workflows
- Every wallet action and payment is logged and auditable
- KYB/KYC data protected by strict access controls and audit logging
Enterprise-grade security, standard
Defense in depth across accounts, transactions, authentication, and access control.
Role-based access
Admins, managers, and employees each get scoped permissions. Initiate transfers, approve payments, or view-only — based on role.
Encrypted connections
All data in transit uses TLS 1.2+. Database connections and external API calls are encrypted and authenticated.
Multi-factor authentication
Secure sign-up, sign-in, session management, and MFA-protected access are built into the platform.
Signed webhooks
Inbound events from payment, banking, and authentication services are verified with shared secrets before processing.
Scoped, audited queries
Every database query is scoped by company and role. Mutations write immutable audit logs so you can trace every change.
Controlled money movement
Customer funds are held with regulated financial partners, and every wallet draws only on prefunded balances. Approvals and spend controls are managed by you.
Policies and compliance
We are building our compliance program with pilot customers and legal counsel. Final policies are reviewed before broad launch.
Frequently asked questions
Who holds my funds?
Lynq Capital is a financial technology company and is not a bank. Prefunded balances are held with licensed, regulated financial partners, subject to their terms. Lynq provides the software interface and does not take unilateral custody of customer funds.
Is Lynq a credit product?
No. Wallets on the platform are fully prefunded — they draw only on balances you have funded in advance by ACH, wire, or USDC. Lynq Capital does not extend credit.
How is my data protected?
All data in transit uses TLS 1.2+, database connections are encrypted, and API calls are authenticated. We follow SOC 2-aligned controls for access, logging, and incident response.
What compliance standards do you follow?
We are building toward SOC 2 Type II with BSA/AML, KYC/KYB, and privacy policies reviewed by counsel. Pilot customers participate in policy refinement before broad launch.
Join the waitlist
Contact us to get early access. We'll walk you through account setup, virtual account details, and spend controls.
Lynq Capital is a financial technology company and is not a bank. Card issuing and banking services are provided through licensed, regulated partners. Cards are prefunded commercial debit cards funded in advance; Lynq Capital does not extend credit.