Pay vendors and contractors anywhere in the world
Dedicated virtual USD account details for ACH and wire funding, a treasury balance custodied by Bridge, vendor and contractor payouts with FX to EUR, MXN, and BRL, and USDC acceptance — with approvals, beneficiary verification, and a full audit trail.
How global payouts work
Fund your balance, verify your beneficiaries, set approval rules, and send — all from the same dashboard as your wallets.
Talk to our team
Tell us about your business and payout corridors. We onboard every account directly — no self-serve signup.
Complete verification
Every business completes KYB — legal entity, beneficial owners, and authorized users — before any account details are issued or funds move.
Fund your balance
Receive ACH and wire deposits through your dedicated virtual account details, or accept USDC through your liquidation address. Funds are custodied by Bridge.
Send payouts with approvals
Pay vendors and contractors in USD or settle in local currency via FX, require approvals before anything leaves your account, and keep a full audit trail for billing and tax reporting.
Payout capabilities
Funding, payouts, crypto acceptance, approvals, verification, and reporting — payment services provided by Bridge; software by Lynq.
Virtual USD accounts
Dedicated account and routing details in your business's name. Receive ACH and wire deposits that land in your Lynq balance automatically.
Treasury, custodied by Bridge
Your balance is held in custody by Bridge as the regulated provider of record. Lynq provides the software interface — we never receive, hold, or control customer funds.
Pay vendors and contractors worldwide
Send payouts to suppliers, freelancers, and service providers in major markets from the same Bridge-custodied balance as your wallets.
FX & local-currency payouts
Settle in local currency across live corridors — USD → EUR, MXN, and BRL at a transparent 1.5% all-in rate. No hidden spreads.
Accept USDC
Give payers a dedicated liquidation address or static memo. Incoming USDC converts to your USD balance automatically — crypto in, dollars out.
Approvals before anything moves
Require one or more approvals on every payout. Out-of-policy payments never leave your account.
Beneficiary management
Onboard, verify, and manage recipients with KYC/KYB screening built into the flow, organized by client, campaign, or country.
Audit-ready records
Every payout, approval, and beneficiary change is logged with actor records and timestamps for clean books and easy audits.
Usage-based pricing
Transparent money-movement fees
No monthly minimums on money movement. All-in rates with no hidden spreads; third-party fees pass through at cost. Volume pricing available on Enterprise.
| Fee type | Rate | Notes |
|---|---|---|
| ACH & virtual-account deposits | 1% | Deposits to your dedicated account & routing details |
| Withdrawals to your bank (ACH) | 0.5% | Sent to your linked business bank account |
| Outgoing wire withdrawals | $20 flat | Per wire to your linked business bank account |
| Vendor & contractor payouts | From 0.5% | Per payout from your platform balance |
| FX USD → EUR, MXN, BRL | 1.5% all-in | No hidden spreads |
| Accept USDC (auto-converts to USD) | 1.5% | Via your dedicated liquidation address or static memo |
| Third-party fees (network, wire, gas) | Pass-through | Passed through at cost |
Standard platform rates shown; Enterprise volume pricing is available. Fees are deducted and remitted by our regulated partners — Lynq Capital never deducts fees from your balance itself. Balances held with custodial partners are not bank deposits and are not FDIC-insured. See the full fee schedule for details.
Frequently asked questions
Is Lynq Capital a bank?
No. Lynq Capital is a financial technology company, not a bank. Stablecoin custody and payment services are provided by Bridge (Bridge Building Inc. / partner banks). Card issuing and banking services are provided through licensed, regulated partners. Balances held with custodial partners are not bank deposits and are not FDIC-insured.
How are payouts funded?
From your platform balance. Fund it by ACH or wire through your dedicated virtual account details, or by receiving USDC through your liquidation address — funds are custodied by Bridge and visible in your dashboard in real time.
How do international payouts settle?
Payouts settle in USD, or in local currency through live FX corridors — USD → EUR, MXN, and BRL at a transparent 1.5% all-in rate. Third-party network fees pass through at cost.
Can I withdraw back to my bank?
Yes. Withdraw your balance to your linked business bank account by ACH for 0.5%, or by wire for a flat $20 fee.
How are recipients verified?
Beneficiaries go through KYC or KYB verification and sanctions screening before their first payout, and screening runs continuously after that.
Can I pay ad platforms through payouts?
Ad platforms typically require card payments — a merchant-locked virtual card program with real-time authorization control is coming soon. Payouts are designed for vendors, contractors, and service providers.
Is this live?
Yes — treasury, virtual-account funding, global payouts, and USDC acceptance are live for verified businesses. Accounts are onboarded directly by our team: contact us and we'll walk you through setup.
Disclosures
Not a bank. Lynq Capital is a financial technology company, not a bank. Stablecoin custody and payment services are provided by Bridge (Bridge Building Inc. / partner banks). Card issuing and banking services are provided through licensed, regulated partners.
Not FDIC-insured. Balances held with custodial partners, including stablecoin balances custodied by Bridge, are not bank deposits and are not FDIC-insured or guaranteed. Digital assets can lose value.
No yield. Lynq Capital does not pay and does not promise interest, yield, APY, or rewards on balances.
No credit. All spending and payouts draw on prefunded balances. Lynq Capital does not extend credit.
Contact-only onboarding. We onboard every account directly. Talk to our team to get access — there is no self-serve signup.
Talk to our team
Get access to segregated wallets, treasury, and global payouts for your agency or brand — onboarded directly by our team.